How much does therapy cost? Fees and insurance, plainly
Wondering what this will cost before you reach out is completely reasonable. Here's the fee, the insurance plans I take, and what happens if you cancel, all in one place.
Accepting new clients. Availability updated Oct ‘26
My fee
How much does therapy cost per hour with me? If you're paying privately, a 50 to 55 minute session is $175. That covers the session itself, by secure video, and the time I spend preparing and keeping records.
The first 20-minute consult is free. It's a chance to ask questions and see if we're a fit before you pay anything.
I keep a few reduced-fee spots for people who need them. If cost is a barrier, ask about them during your free consult.
How payment works
Using insurance
If you've been looking for a therapist that takes insurance near me, I'm online and in network with these plans:
Colorado: Aetna, UHC, Cigna, Kaiser (Denver metro), Anthem, Lyra, and First Health
Washington: Aetna, Cigna, First Choice Health, Lyra, Premera, and Regence
How much does therapy cost with insurance? It depends on your plan. You may owe a copay, coinsurance, or the full fee until you meet your deductible. Check with your plan before your first session.
If your plan changes, let me know as soon as you can. I'll check whether I'm in network with the new plan, and we'll talk through your options. If your plan isn't listed, ask anyway.
Paying privately
How much does therapy cost out of pocket? With me, it's $175 per session. I accept credit cards and HSA or FSA cards.
If you have a plan I'm not in network with, [I can give you a superbill]. A superbill is a receipt with the codes your insurance needs. You send it to your plan, and some plans reimburse part of the cost for out-of-network care.
Questions to ask your insurance about out-of-network coverage:
Do I have out-of-network benefits for outpatient mental health care?
What's my out-of-network deductible, and how much of it have I met?
What percentage do you reimburse after the deductible?
Are telehealth sessions covered the same way as in-person ones?
Good Faith Estimate
If you don't have insurance, or you're not using insurance, you have the right to a Good Faith Estimate of what your care is expected to cost. You can ask me for one at any time, and you'll receive one when you schedule.
If your bill ends up at least $400 more than your estimate, you may be able to dispute it. To learn more, visit cms.gov/nosurprises or call 1-800-985-3059.
Still have questions about cost? Ask them in a free call.
Cancellation and scheduling
Life happens, and I understand. If you need to cancel or reschedule, please give me at least 24 hours' notice, and there's no charge.
Cancellations with less than 24 hours' notice, and missed sessions, are charged the full $175 fee. Insurance doesn't usually cover this fee, so it's billed to you directly.
Sessions are by video, Monday through Friday, 9am to 6pm Mountain Time.
Start with a free call
You don't need to have every cost question figured out first. The free 20-minute call is a good place to ask about insurance, reduced-fee spots, or anything else.